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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,962 | $95,406-33.0% | $185,849-65.6% | $85,847-25.5% |
| Participation rate | 50.0% | 68.8%-18.8pp | 81.7%-31.7pp | 69.3%-19.3pp |
| Annual return | 12.72% | 23.59%-10.9pp | 122.10%-109.4pp | 318.61%-305.9pp |
| Employer contribution / active EE | $1,283 | $3,314-61.3% | $5,169-75.2% | $2,565-50.0% |
| Participant deferral / active EE | $2,284 | $3,424-33.3% | $5,569-59.0% | $3,952-42.2% |
| Admin fee / account holder | $1,531 | $7,214-78.8% | $16,244-90.6% | $6,261-75.6% |