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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,260 | $166,131+18.7% | $164,975+19.6% | $145,877+35.2% |
| Participation rate | 90.9% | 82.0%+8.9pp | 78.6%+12.3pp | 80.3%+10.6pp |
| Annual return | 13.53% | 100.37%-86.8pp | 70.12%-56.6pp | 551.28%-537.8pp |
| Employer contribution / active EE | $8,608 | $5,276+63.2% | $4,343+98.2% | $4,663+84.6% |
| Participant deferral / active EE | $9,739 | $6,962+39.9% | $6,033+61.4% | $6,691+45.6% |
| Admin fee / account holder | $1,792 | $16,648-89.2% | $12,688-85.9% | $13,402-86.6% |