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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,698 | $154,209-6.2% | $130,062+11.3% | $139,487+3.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 16.85% | 32.52%-15.7pp | -137.37%+154.2pp | 373.84%-357.0pp |
| Employer contribution / active EE | $8,598 | $5,292+62.5% | $4,322+98.9% | $4,755+80.8% |
| Participant deferral / active EE | $8,086 | $6,709+20.5% | $5,821+38.9% | $6,713+20.5% |
| Admin fee / account holder | $1,064 | $13,988-92.4% | $10,601-90.0% | $11,407-90.7% |