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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,592 | $254,759-10.3% | $216,567+5.6% | $198,609+15.1% |
| Participation rate | 91.7% | 84.5%+7.1pp | 81.6%+10.0pp | 82.4%+9.3pp |
| Annual return | 16.26% | 10.04%+6.2pp | 12.94%+3.3pp | 202.70%-186.4pp |
| Employer contribution / active EE | $8,352 | $6,096+37.0% | $5,216+60.1% | $5,055+65.2% |
| Participant deferral / active EE | $10,009 | $6,948+44.1% | $6,191+61.7% | $6,977+43.5% |
| Admin fee / account holder | $1,698 | $26,311-93.5% | $21,981-92.3% | $19,030-91.1% |