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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,128 | $56,197+15.9% | $67,652-3.7% | $59,633+9.2% |
| Participation rate | 92.6% | 71.5%+21.1pp | 75.7%+16.9pp | 68.7%+23.9pp |
| Annual return | -0.84% | 18508.10%-18508.9pp | 6625.40%-6626.2pp | 2041.45%-2042.3pp |
| Employer contribution / active EE | $2,168 | $1,615+34.3% | $2,266-4.3% | $2,203-1.6% |
| Participant deferral / active EE | $2,402 | $2,844-15.5% | $3,560-32.5% | $3,192-24.7% |
| Admin fee / account holder | $3,396 | $3,958-14.2% | $4,821-29.6% | $4,297-21.0% |