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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,299 | $106,280+75.3% | $96,538+93.0% | $139,487+33.6% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 3.86% | 38.48%-34.6pp | 35.74%-31.9pp | 373.84%-370.0pp |
| Employer contribution / active EE | $2,388 | $4,107-41.8% | $3,740-36.1% | $4,755-49.8% |
| Participant deferral / active EE | $3,971 | $5,457-27.2% | $4,880-18.6% | $6,713-40.8% |
| Admin fee / account holder | $17,251 | $7,888+118.7% | $6,737+156.1% | $11,407+51.2% |