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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,385 | $65,367+159.1% | $92,915+82.3% | $72,976+132.1% |
| Participation rate | 92.6% | 68.3%+24.3pp | 76.0%+16.6pp | 69.5%+23.1pp |
| Annual return | 3.88% | 42.11%-38.2pp | 109.45%-105.6pp | 81.02%-77.1pp |
| Employer contribution / active EE | $4,399 | $2,594+69.6% | $3,653+20.4% | $2,440+80.3% |
| Participant deferral / active EE | $4,510 | $3,128+44.2% | $4,238+6.4% | $3,608+25.0% |
| Admin fee / account holder | $5,134 | $4,251+20.8% | $5,796-11.4% | $5,124+0.2% |