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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,205 | $109,863+12.1% | $98,477+25.1% | $167,518-26.5% |
| Participation rate | 90.9% | 75.8%+15.1pp | 73.3%+17.6pp | 82.1%+8.8pp |
| Annual return | 4.87% | 1958.09%-1953.2pp | 1493.59%-1488.7pp | 478.71%-473.8pp |
| Employer contribution / active EE | $0 | $3,225-100.0% | $2,961-100.0% | $4,838-100.0% |
| Participant deferral / active EE | $4,042 | $4,673-13.5% | $4,276-5.5% | $6,342-36.3% |
| Admin fee / account holder | $4,913 | $6,755-27.3% | $5,951-17.4% | $12,312-60.1% |