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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,773 | $115,225+54.3% | $100,712+76.5% | $138,895+28.0% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 19.23% | 40.35%-21.1pp | 33.27%-14.0pp | 145.39%-126.2pp |
| Employer contribution / active EE | $4,475 | $2,771+61.5% | $2,313+93.5% | $4,194+6.7% |
| Participant deferral / active EE | $16,091 | $4,699+242.4% | $4,085+293.9% | $6,396+151.6% |
| Admin fee / account holder | $2,120 | $10,844-80.5% | $9,256-77.1% | $12,562-83.1% |