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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,186 | $100,811+181.9% | $86,698+227.8% | $134,545+111.2% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -8.38% | 29.11%-37.5pp | 35.96%-44.3pp | 418.37%-426.7pp |
| Employer contribution / active EE | $2,348 | $3,490-32.7% | $2,837-17.2% | $4,742-50.5% |
| Participant deferral / active EE | $3,708 | $5,339-30.6% | $4,656-20.4% | $6,401-42.1% |
| Admin fee / account holder | $8,669 | $10,926-20.7% | $7,492+15.7% | $11,431-24.2% |