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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,333 | $72,486+97.7% | $87,103+64.6% | $72,976+96.4% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 5.74% | 24.46%-18.7pp | 28.19%-22.5pp | 81.02%-75.3pp |
| Employer contribution / active EE | $2,325 | $1,894+22.8% | $2,521-7.8% | $2,440-4.7% |
| Participant deferral / active EE | $4,373 | $3,270+33.8% | $4,049+8.0% | $3,608+21.2% |
| Admin fee / account holder | $939 | $5,055-81.4% | $7,491-87.5% | $5,124-81.7% |