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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,179 | $167,415+130.7% | $140,514+174.8% | $198,609+94.4% |
| Participation rate | 100.0% | 80.9%+19.1pp | 77.8%+22.2pp | 82.4%+17.6pp |
| Annual return | 12.95% | 13.85%-0.9pp | 14.36%-1.4pp | 202.70%-189.7pp |
| Employer contribution / active EE | $3,540 | $4,088-13.4% | $3,378+4.8% | $5,055-30.0% |
| Participant deferral / active EE | $5,808 | $5,579+4.1% | $4,919+18.1% | $6,977-16.8% |
| Admin fee / account holder | $46,343 | $16,730+177.0% | $13,697+238.3% | $19,030+143.5% |