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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,179 | $136,860+182.2% | $120,344+220.9% | $154,746+149.6% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 12.95% | 21.38%-8.4pp | 20.30%-7.4pp | 172.34%-159.4pp |
| Employer contribution / active EE | $3,540 | $3,533+0.2% | $3,020+17.2% | $4,379-19.2% |
| Participant deferral / active EE | $5,808 | $5,793+0.2% | $5,135+13.1% | $6,730-13.7% |
| Admin fee / account holder | $46,343 | $15,393+201.1% | $12,742+263.7% | $14,365+222.6% |