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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,179 | $124,425+210.4% | $112,040+244.7% | $137,256+181.4% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 12.95% | 24.72%-11.8pp | 24.52%-11.6pp | 220.34%-207.4pp |
| Employer contribution / active EE | $3,540 | $3,411+3.8% | $2,954+19.8% | $4,156-14.8% |
| Participant deferral / active EE | $5,808 | $5,718+1.6% | $5,098+13.9% | $6,407-9.4% |
| Admin fee / account holder | $46,343 | $15,207+204.8% | $12,098+283.1% | $12,270+277.7% |