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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,837 | $118,708+97.8% | $98,920+137.4% | $158,982+47.7% |
| Participation rate | 83.3% | 77.8%+5.5pp | 76.0%+7.3pp | 82.0%+1.4pp |
| Annual return | 9.44% | 372.49%-363.1pp | 196.47%-187.0pp | 302.99%-293.6pp |
| Employer contribution / active EE | $746 | $3,334-77.6% | $2,689-72.3% | $4,763-84.3% |
| Participant deferral / active EE | $4,760 | $5,089-6.5% | $4,245+12.1% | $5,983-20.4% |
| Admin fee / account holder | $3,668 | $10,134-63.8% | $6,643-44.8% | $11,252-67.4% |