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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,620 | $211,224-12.6% | $178,505+3.4% | $145,897+26.5% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 13.87% | 30.28%-16.4pp | 27.16%-13.3pp | 552.29%-538.4pp |
| Employer contribution / active EE | $1,494 | $4,577-67.4% | $3,955-62.2% | $4,663-68.0% |
| Participant deferral / active EE | $6,460 | $6,966-7.3% | $6,280+2.9% | $6,689-3.4% |
| Admin fee / account holder | $6,355 | $12,109-47.5% | $10,428-39.1% | $13,390-52.5% |