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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,933 | $208,088+7.6% | $186,193+20.3% | $154,746+44.7% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 14.45% | 89.97%-75.5pp | 78.03%-63.6pp | 172.34%-157.9pp |
| Employer contribution / active EE | $1,474 | $4,340-66.0% | $3,918-62.4% | $4,379-66.3% |
| Participant deferral / active EE | $6,510 | $7,078-8.0% | $6,5130% | $6,730-3.3% |
| Admin fee / account holder | $3,935 | $11,698-66.4% | $11,058-64.4% | $14,365-72.6% |