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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,933 | $180,749+23.9% | $160,784+39.3% | $137,256+63.1% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 14.45% | 2234.46%-2220.0pp | 1803.92%-1789.5pp | 220.34%-205.9pp |
| Employer contribution / active EE | $1,474 | $4,155-64.5% | $3,733-60.5% | $4,156-64.5% |
| Participant deferral / active EE | $6,510 | $6,844-4.9% | $6,293+3.5% | $6,407+1.6% |
| Admin fee / account holder | $3,935 | $10,397-62.1% | $9,717-59.5% | $12,270-67.9% |