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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,923 | $106,267-67.1% | $96,520-63.8% | $139,456-75.0% |
| Participation rate | 79.2% | 77.8%+1.3pp | 74.3%+4.8pp | 80.3%-1.2pp |
| Annual return | 15.18% | 38.45%-23.3pp | 35.72%-20.5pp | 373.45%-358.3pp |
| Employer contribution / active EE | $872 | $4,105-78.8% | $3,739-76.7% | $4,753-81.7% |
| Participant deferral / active EE | $778 | $5,454-85.7% | $4,879-84.1% | $6,711-88.4% |
| Admin fee / account holder | $3,369 | $7,882-57.3% | $6,733-50.0% | $11,407-70.5% |