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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,704 | $79,867-37.8% | $120,344-58.7% | $64,340-22.7% |
| Participation rate | 95.1% | 63.0%+32.1pp | 76.7%+18.4pp | 55.2%+39.9pp |
| Annual return | 11.66% | 21.10%-9.4pp | 20.30%-8.6pp | 24.14%-12.5pp |
| Employer contribution / active EE | $1,961 | $1,925+1.9% | $3,020-35.1% | $1,862+5.3% |
| Participant deferral / active EE | $2,534 | $3,593-29.5% | $5,135-50.7% | $2,980-15.0% |
| Admin fee / account holder | $2,941 | $5,039-41.6% | $12,742-76.9% | $3,703-20.6% |