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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,762 | $80,992-36.1% | $96,534-46.4% | $75,173-31.1% |
| Participation rate | 79.1% | 71.8%+7.3pp | 76.0%+3.1pp | 67.2%+11.9pp |
| Annual return | 10.58% | 27.05%-16.5pp | 25.88%-15.3pp | 160.72%-150.1pp |
| Employer contribution / active EE | $1,493 | $2,283-34.6% | $2,965-49.7% | $2,671-44.1% |
| Participant deferral / active EE | $2,597 | $3,929-33.9% | $4,851-46.5% | $4,126-37.1% |
| Admin fee / account holder | $739 | $6,717-89.0% | $8,253-91.0% | $5,651-86.9% |