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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,704 | $95,084-47.7% | $140,514-64.6% | $69,733-28.7% |
| Participation rate | 95.1% | 68.7%+26.4pp | 77.8%+17.3pp | 62.5%+32.6pp |
| Annual return | 11.66% | 18.56%-6.9pp | 14.36%-2.7pp | 15.22%-3.6pp |
| Employer contribution / active EE | $1,961 | $2,405-18.5% | $3,378-42.0% | $2,250-12.9% |
| Participant deferral / active EE | $2,534 | $3,868-34.5% | $4,919-48.5% | $3,054-17.1% |
| Admin fee / account holder | $2,941 | $4,885-39.8% | $13,697-78.5% | $3,102-5.2% |