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| Provider | Service type | Compensation |
|---|---|---|
EDWARD JONES3 years Service code 15 · EIN 43-0345811 | Recordkeeping | $29,282 |
ADP BROKER-DEALER3 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $27,581 |
Service code 37 · EIN 36-3429599 | Loan Processing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,431 | $88,137+12.8% | $164,975-39.7% | $74,429+33.6% |
| Participation rate | 94.2% | 73.1%+21.1pp | 78.6%+15.6pp | 67.2%+27.0pp |
| Annual return | 15.28% | 17.13%-1.8pp | 70.12%-54.8pp | 1368.38%-1353.1pp |
| Employer contribution / active EE | $1,799 | $2,597-30.7% | $4,343-58.6% | $2,625-31.5% |
| Participant deferral / active EE | $5,637 | $4,501+25.3% | $6,033-6.6% | $4,348+29.6% |
| Admin fee / account holder | $336 | $2,231-84.9% | $12,688-97.3% | $1,944-82.7% |