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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $52,718 |
ROCKLAND TRUST2 years Filed as: ROCKLAND TRUST CO Service code 27 · EIN 04-1782600 | Advisory (Plan) | $36,047 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,798 | $65,376+71.0% | $87,104+28.3% | $65,185+71.5% |
| Participation rate | 95.0% | 75.3%+19.7pp | 76.9%+18.1pp | 70.2%+24.8pp |
| Annual return | 18.79% | 31.27%-12.5pp | 28.19%-9.4pp | 29.38%-10.6pp |
| Employer contribution / active EE | $4,143 | $1,822+127.3% | $2,521+64.3% | $2,177+90.3% |
| Participant deferral / active EE | $7,084 | $3,388+109.1% | $4,048+75.0% | $3,514+101.6% |
| Admin fee / account holder | $592 | $520+13.9% | $7,491-92.1% | $847-30.2% |