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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $47,365 |
ROCKLAND TRUST1 year Filed as: ROCKLAND TRUST CO Service code 27 · EIN 04-1782600 | Advisory (Plan) | $32,721 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,870 | $59,186+60.3% | $76,768+23.6% | $56,287+68.5% |
| Participation rate | 94.4% | 75.2%+19.2pp | 77.0%+17.5pp | 69.9%+24.6pp |
| Annual return | -4.61% | 6.62%-11.2pp | 2.43%-7.0pp | -9.96%+5.3pp |
| Employer contribution / active EE | $4,223 | $1,759+140.2% | $2,485+69.9% | $2,111+100.1% |
| Participant deferral / active EE | $6,641 | $3,255+104.0% | $3,852+72.4% | $3,350+98.3% |
| Admin fee / account holder | $545 | $489+11.4% | $6,675-91.8% | $521+4.6% |