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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL11+ years Service code 37 · EIN 04-2647786 | Loan Processing | $47,939 |
ROCKLAND TRUST8 years Filed as: ROCKLAND TRUST CO Service code 27 · EIN 04-1782600 | Advisory (Plan) | $25,000 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,258 | $85,515+119.0% | $112,040+67.1% | $67,986+175.4% |
| Participation rate | 95.0% | 68.2%+26.8pp | 76.5%+18.5pp | 57.2%+37.8pp |
| Annual return | 17.31% | 29.68%-12.4pp | 24.52%-7.2pp | 31.67%-14.4pp |
| Employer contribution / active EE | $4,377 | $2,191+99.8% | $2,954+48.2% | $2,019+116.8% |
| Participant deferral / active EE | $8,674 | $4,014+116.1% | $5,098+70.2% | $3,358+158.3% |
| Admin fee / account holder | $432 | $3,774-88.6% | $12,098-96.4% | $3,203-86.5% |