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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $44,924 |
ROCKLAND TRUST7 years Filed as: ROCKLAND TRUST CO Service code 27 · EIN 04-1782600 | Advisory (Plan) | $25,000 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,691 | $79,181+101.7% | $102,423+55.9% | $74,429+114.6% |
| Participation rate | 97.3% | 74.8%+22.5pp | 76.5%+20.8pp | 67.2%+30.1pp |
| Annual return | 12.08% | 54.97%-42.9pp | 29.42%-17.3pp | 1368.38%-1356.3pp |
| Employer contribution / active EE | $4,389 | $2,362+85.8% | $3,023+45.2% | $2,625+67.2% |
| Participant deferral / active EE | $8,188 | $4,416+85.4% | $5,054+62.0% | $4,348+88.3% |
| Admin fee / account holder | $419 | $2,002-79.1% | $9,455-95.6% | $1,944-78.5% |