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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,682 | $51,642+33.0% | $129,384-46.9% | $80,935-15.1% |
| Participation rate | 80.6% | 56.9%+23.7pp | 69.6%+11.0pp | 67.7%+13.0pp |
| Annual return | 10.69% | 20.78%-10.1pp | 9461.77%-9451.1pp | 35.66%-25.0pp |
| Employer contribution / active EE | $2,172 | $1,583+37.2% | $4,153-47.7% | $2,757-21.2% |
| Participant deferral / active EE | $4,968 | $2,670+86.1% | $4,166+19.3% | $4,299+15.6% |
| Admin fee / account holder | $4,795 | $4,312+11.2% | $7,686-37.6% | $6,924-30.8% |