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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,688 | $58,726+13.6% | $142,898-53.3% | $85,847-22.3% |
| Participation rate | 84.2% | 58.5%+25.7pp | 72.0%+12.3pp | 69.3%+14.9pp |
| Annual return | 10.80% | 27.73%-16.9pp | 5639.64%-5628.8pp | 318.61%-307.8pp |
| Employer contribution / active EE | $1,776 | $1,424+24.8% | $4,146-57.2% | $2,565-30.8% |
| Participant deferral / active EE | $3,461 | $2,609+32.7% | $3,838-9.8% | $3,952-12.4% |
| Admin fee / account holder | $5,051 | $4,234+19.3% | $6,560-23.0% | $6,261-19.3% |