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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,766 | $138,075-64.7% | $123,552-60.5% | $135,379-64.0% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -5.52% | 153.70%-159.2pp | 119.20%-124.7pp | 519.79%-525.3pp |
| Employer contribution / active EE | $1,839 | $5,152-64.3% | $4,628-60.3% | $4,779-61.5% |
| Participant deferral / active EE | $3,499 | $6,800-48.5% | $6,426-45.5% | $5,609-37.6% |
| Admin fee / account holder | $10,986 | $10,917+0.6% | $9,285+18.3% | $10,828+1.5% |