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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,341 | $150,447-57.2% | $136,298-52.8% | $147,586-56.4% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 15.44% | 1049.15%-1033.7pp | 5156.27%-5140.8pp | 578.59%-563.2pp |
| Employer contribution / active EE | $1,495 | $5,256-71.6% | $4,696-68.2% | $4,876-69.3% |
| Participant deferral / active EE | $3,330 | $6,631-49.8% | $6,247-46.7% | $5,439-38.8% |
| Admin fee / account holder | $8,843 | $10,906-18.9% | $9,244-4.3% | $10,886-18.8% |