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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,012 | $110,307-81.0% | $96,576-78.2% | $139,456-84.9% |
| Participation rate | 66.7% | 78.1%-11.4pp | 76.0%-9.3pp | 80.3%-13.7pp |
| Annual return | 25.43% | 26.40%-1.0pp | 25.87%-0.4pp | 373.45%-348.0pp |
| Employer contribution / active EE | $2,225 | $3,619-38.5% | $2,965-25.0% | $4,753-53.2% |
| Participant deferral / active EE | $5,356 | $5,547-3.4% | $4,851+10.4% | $6,711-20.2% |
| Admin fee / account holder | $41 | $11,597-99.6% | $8,253-99.5% | $11,407-99.6% |