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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,887 | $37,436-54.9% | $77,513-78.2% | $79,858-78.9% |
| Participation rate | 22.4% | 41.5%-19.1pp | 54.2%-31.8pp | 69.6%-47.2pp |
| Annual return | 28.89% | 39.75%-10.9pp | 54.81%-25.9pp | 31.72%-2.8pp |
| Employer contribution / active EE | $642 | $637+0.7% | $987-35.0% | $2,471-74.0% |
| Participant deferral / active EE | $1,680 | $1,261+33.3% | $1,861-9.7% | $3,740-55.1% |
| Admin fee / account holder | $410 | $2,505-83.6% | $2,859-85.7% | $5,306-92.3% |