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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $360,659 | $90,691+297.7% | $76,119+373.8% | $145,884+147.2% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 14.27% | 624.52%-610.3pp | 361.25%-347.0pp | 551.85%-537.6pp |
| Employer contribution / active EE | $4,722 | $3,329+41.8% | $2,693+75.4% | $4,662+1.3% |
| Participant deferral / active EE | $19,149 | $5,167+270.6% | $4,259+349.6% | $6,690+186.3% |
| Admin fee / account holder | $20,899 | $8,383+149.3% | $6,421+225.5% | $13,392+56.1% |