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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,661 | $82,324+182.6% | $68,803+238.2% | $134,545+72.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 69.0%+31.0pp | 81.2%+18.8pp |
| Annual return | -18.23% | -2.17%-16.1pp | -6.37%-11.9pp | 418.37%-436.6pp |
| Employer contribution / active EE | $4,073 | $3,302+23.4% | $2,656+53.3% | $4,742-14.1% |
| Participant deferral / active EE | $12,785 | $4,740+169.7% | $3,942+224.3% | $6,401+99.7% |
| Admin fee / account holder | $1,742 | $6,485-73.1% | $4,936-64.7% | $11,431-84.8% |