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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,042 | $109,372+130.4% | $89,414+181.9% | $158,966+58.6% |
| Participation rate | 66.7% | 74.3%-7.6pp | 68.0%-1.3pp | 82.0%-15.3pp |
| Annual return | 24.89% | 345.55%-320.7pp | 245.50%-220.6pp | 302.95%-278.1pp |
| Employer contribution / active EE | $5,284 | $3,171+66.6% | $2,586+104.3% | $4,762+11.0% |
| Participant deferral / active EE | $7,193 | $4,598+56.4% | $3,890+84.9% | $5,983+20.2% |
| Admin fee / account holder | $182 | $6,156-97.1% | $4,883-96.3% | $11,250-98.4% |