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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,514 | $101,063+30.1% | $81,473+61.4% | $147,586-10.9% |
| Participation rate | 66.7% | 74.5%-7.8pp | 68.0%-1.3pp | 82.8%-16.2pp |
| Annual return | 22.25% | 32.41%-10.2pp | 38.78%-16.5pp | 578.59%-556.3pp |
| Employer contribution / active EE | $2,179 | $3,206-32.0% | $2,568-15.1% | $4,876-55.3% |
| Participant deferral / active EE | $5,044 | $4,242+18.9% | $3,537+42.6% | $5,439-7.3% |
| Admin fee / account holder | $0 | $5,812-100.0% | $4,561-100.0% | $10,886-100.0% |