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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,958 | $117,846+64.6% | $102,434+89.4% | $145,884+33.0% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 11.92% | 31.90%-20.0pp | 29.46%-17.5pp | 551.85%-539.9pp |
| Employer contribution / active EE | $5,046 | $3,615+39.6% | $3,023+66.9% | $4,662+8.2% |
| Participant deferral / active EE | $11,689 | $5,733+103.9% | $5,055+131.2% | $6,690+74.7% |
| Admin fee / account holder | $3,508 | $13,356-73.7% | $9,462-62.9% | $13,392-73.8% |