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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,933 | $112,099+53.4% | $95,954+79.2% | $158,931+8.2% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 17.62% | 171.12%-153.5pp | 91.62%-74.0pp | 302.86%-285.2pp |
| Employer contribution / active EE | $4,072 | $3,198+27.3% | $2,541+60.2% | $4,761-14.5% |
| Participant deferral / active EE | $6,027 | $4,784+26.0% | $4,167+44.6% | $5,982+0.7% |
| Admin fee / account holder | $625 | $10,132-93.8% | $6,796-90.8% | $11,247-94.4% |