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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,354 | $58,726+86.2% | $142,898-23.5% | $85,847+27.4% |
| Participation rate | 100.0% | 58.5%+41.5pp | 72.0%+28.0pp | 69.3%+30.7pp |
| Annual return | 10.60% | 27.73%-17.1pp | 5639.64%-5629.0pp | 318.61%-308.0pp |
| Employer contribution / active EE | $6,909 | $1,424+385.3% | $4,146+66.6% | $2,565+169.3% |
| Participant deferral / active EE | $5,397 | $2,609+106.9% | $3,838+40.6% | $3,952+36.6% |
| Admin fee / account holder | $14,299 | $4,234+237.7% | $6,560+118.0% | $6,261+128.4% |