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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,242 | $46,877+98.9% | $122,354-23.8% | $70,126+33.0% |
| Participation rate | 100.0% | 58.2%+41.8pp | 71.6%+28.4pp | 69.5%+30.5pp |
| Annual return | 11.11% | 24.22%-13.1pp | 30.28%-19.2pp | 73.15%-62.0pp |
| Employer contribution / active EE | $2,512 | $1,288+95.0% | $4,051-38.0% | $2,343+7.2% |
| Participant deferral / active EE | $4,619 | $2,167+113.1% | $3,287+40.5% | $3,332+38.6% |
| Admin fee / account holder | $21,556 | $3,324+548.5% | $5,479+293.4% | $4,645+364.0% |