Retirement plan

ALUMNAE ASSOCIATION OF MOUNT HOLYOKE COLLEGE 403(B) RETIREMENT PLAN

Name: ALUMNAE ASSOCIATION OF MOUNT HOLYOKE COLLEGE - ALUMNAE ASSOCIATION OF MOUNT HOLYOKE COLLEGE 403(B) RETIREMENT PLAN (2017) Form 5500
Creator: ALUMNAE ASSOCIATION OF MOUNT HOLYOKE COLLEGE
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ALUMNAE ASSOCIATION OF MOUNT HOLYOKE COLLEGE 403(B) RETIREMENT PLAN, ALUMNAE ASSOCIATION OF MOUNT HOLYOKE COLLEGE

ALUMNAE ASSOCIATION OF MOUNT HOLYOKE COLLEGEEIN 04-2105894Plan #001PY 2017

50 COLLEGE STREET - SOUTH HADLEY, MA 010751423413-538-2736

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$2.8M

+16.7% from 2016

Total participants

-2.4% from 2016

Average account balance

$68,751

No prior year

Annual return

11.15%

+10.19 pp from 2016

Benchmarks

See 32,061 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants<25

Cohort32,061 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.60M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$104K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

625.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

Not enough data

0 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.72%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$5222

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2G2L2M

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$68K

$3423 / participant

Other / not subdivided$68K100.0%

% of EOY assets

2.429%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$68,751

$99,031-30.6%

$86,597-20.6%

$147,585-53.4%

Participation rate

100.0%

76.3%+23.7pp

73.5%+26.5pp

82.8%+17.2pp

Annual return

11.15%

1312.56%-1301.4pp

964.96%-953.8pp

578.57%-567.4pp

Employer contribution / active EE

$6,066

$3,132+93.7%

$2,840+113.6%

$4,876+24.4%

Participant deferral / active EE

$3,934

$3,972-1.0%

$3,609+9.0%

$5,439-27.7%

Admin fee / account holder

$1,670

$5,711-70.8%

$4,906-66.0%

$10,885-84.7%

ALUMNAE ASSOCIATION OF MOUNT HOLYOKE COLLEGE 403(B) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ALUMNAE ASSOCIATION OF MOUNT HOLYOKE COLLEGE 403(B) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion