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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,617 | $58,241+50.4% | $81,780+7.1% | $80,911+8.3% |
| Participation rate | 47.1% | 63.4%-16.4pp | 72.4%-25.3pp | 67.6%-20.6pp |
| Annual return | 15.41% | 41.73%-26.3pp | 776.27%-760.9pp | 35.63%-20.2pp |
| Employer contribution / active EE | $2,194 | $2,343-6.4% | $2,914-24.7% | $2,756-20.4% |
| Participant deferral / active EE | $2,778 | $3,283-15.4% | $4,321-35.7% | $4,297-35.3% |
| Admin fee / account holder | $1,945 | $4,973-60.9% | $7,384-73.7% | $6,935-71.9% |