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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,389 | $49,199+59.3% | $121,210-35.3% | $75,177+4.3% |
| Participation rate | 71.4% | 55.4%+16.0pp | 69.5%+1.9pp | 67.2%+4.2pp |
| Annual return | 13.09% | 56.04%-43.0pp | 987.41%-974.3pp | 160.75%-147.7pp |
| Employer contribution / active EE | $1,907 | $1,547+23.3% | $4,171-54.3% | $2,671-28.6% |
| Participant deferral / active EE | $5,171 | $2,630+96.6% | $4,084+26.6% | $4,126+25.3% |
| Admin fee / account holder | $5,169 | $3,946+31.0% | $5,647-8.5% | $5,651-8.5% |