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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,867 | $46,697+56.0% | $117,529-38.0% | $68,490+6.4% |
| Participation rate | 67.9% | 56.8%+11.1pp | 70.6%-2.7pp | 67.9%0pp |
| Annual return | -14.85% | -14.52%-0.3pp | 29.77%-44.6pp | -7.85%-7.0pp |
| Employer contribution / active EE | $1,873 | $1,506+24.4% | $4,179-55.2% | $2,597-27.9% |
| Participant deferral / active EE | $4,731 | $2,637+79.4% | $4,072+16.2% | $4,028+17.5% |
| Admin fee / account holder | $1,133 | $4,023-71.8% | $5,645-79.9% | $5,403-79.0% |