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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,911 | $63,346+133.5% | $92,240+60.4% | $70,126+110.9% |
| Participation rate | 66.7% | 68.7%-2.0pp | 76.5%-9.8pp | 69.5%-2.9pp |
| Annual return | 16.22% | 530.19%-514.0pp | 176.29%-160.1pp | 73.15%-56.9pp |
| Employer contribution / active EE | $1,389 | $2,471-43.8% | $3,680-62.3% | $2,343-40.7% |
| Participant deferral / active EE | $2,118 | $2,854-25.8% | $3,897-45.6% | $3,332-36.4% |
| Admin fee / account holder | $3,176 | $3,841-17.3% | $5,194-38.8% | $4,645-31.6% |