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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,111 | $52,678+116.6% | $75,784+50.6% | $59,633+91.4% |
| Participation rate | 63.9% | 67.2%-3.3pp | 75.8%-11.9pp | 68.7%-4.8pp |
| Annual return | -1.44% | 2.95%-4.4pp | 9.68%-11.1pp | 2041.40%-2042.8pp |
| Employer contribution / active EE | $1,240 | $2,193-43.5% | $3,323-62.7% | $2,203-43.7% |
| Participant deferral / active EE | $1,974 | $2,591-23.8% | $3,652-45.9% | $3,192-38.1% |
| Admin fee / account holder | $962 | $3,610-73.3% | $5,300-81.8% | $4,297-77.6% |