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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $372,886 | $64,719+476.2% | $112,249+232.2% | $68,486+444.5% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -18.08% | -11.40%-6.7pp | 27.48%-45.6pp | -7.85%-10.2pp |
| Employer contribution / active EE | $17,453 | $2,747+535.4% | $3,636+380.0% | $2,597+572.1% |
| Participant deferral / active EE | $14,940 | $3,565+319.1% | $4,729+215.9% | $4,028+271.0% |
| Admin fee / account holder | $97,044 | $5,232+1754.7% | $6,412+1413.4% | $5,404+1695.8% |