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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $340,563 | $57,352+493.8% | $83,831+306.2% | $64,173+430.7% |
| Participation rate | 100.0% | 68.6%+31.4pp | 76.1%+23.9pp | 69.6%+30.4pp |
| Annual return | -5.24% | 11.38%-16.6pp | 850.99%-856.2pp | 7.63%-12.9pp |
| Employer contribution / active EE | $15,404 | $2,546+505.1% | $3,631+324.2% | $2,381+547.0% |
| Participant deferral / active EE | $14,747 | $2,993+392.7% | $4,082+261.3% | $3,470+325.0% |
| Admin fee / account holder | $843 | $4,046-79.2% | $5,479-84.6% | $4,887-82.8% |