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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $473,816 | $81,476+481.5% | $102,383+362.8% | $80,925+485.5% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 19.86% | 25.59%-5.7pp | 24.94%-5.1pp | 35.65%-15.8pp |
| Employer contribution / active EE | $9,029 | $3,105+190.8% | $3,870+133.3% | $2,756+227.6% |
| Participant deferral / active EE | $17,072 | $3,871+341.0% | $5,060+237.4% | $4,299+297.1% |
| Admin fee / account holder | $6,028 | $6,717-10.3% | $8,391-28.2% | $6,940-13.1% |