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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,176 | $100,073-44.9% | $85,126-35.2% | $145,877-62.2% |
| Participation rate | 66.7% | 74.1%-7.4pp | 67.5%-0.9pp | 80.3%-13.6pp |
| Annual return | 9.60% | 84.11%-74.5pp | 66.63%-57.0pp | 551.28%-541.7pp |
| Employer contribution / active EE | $2,475 | $3,236-23.5% | $2,731-9.4% | $4,663-46.9% |
| Participant deferral / active EE | $7,300 | $5,294+37.9% | $4,523+61.4% | $6,691+9.1% |
| Admin fee / account holder | $852 | $7,261-88.3% | $6,160-86.2% | $13,402-93.6% |