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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,862 | $142,392-81.1% | $119,622-77.5% | $134,532-80.0% |
| Participation rate | 83.3% | 82.8%+0.5pp | 79.3%+4.1pp | 81.2%+2.1pp |
| Annual return | -22.91% | -12.46%-10.5pp | -14.98%-7.9pp | 418.27%-441.2pp |
| Employer contribution / active EE | $2,964 | $5,224-43.3% | $4,232-30.0% | $4,741-37.5% |
| Participant deferral / active EE | $6,572 | $6,467+1.6% | $5,601+17.3% | $6,401+2.7% |
| Admin fee / account holder | $568 | $13,593-95.8% | $10,328-94.5% | $11,429-95.0% |