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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,838 | $97,125-22.9% | $86,233-13.2% | $137,256-45.5% |
| Participation rate | 66.7% | 74.2%-7.5pp | 69.0%-2.4pp | 80.0%-13.3pp |
| Annual return | 17.94% | 74.19%-56.3pp | 61.39%-43.5pp | 220.34%-202.4pp |
| Employer contribution / active EE | $2,472 | $2,841-13.0% | $2,504-1.3% | $4,156-40.5% |
| Participant deferral / active EE | $5,666 | $5,180+9.4% | $4,559+24.3% | $6,407-11.6% |
| Admin fee / account holder | $921 | $9,725-90.5% | $8,342-89.0% | $12,270-92.5% |