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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,838 | $108,882-31.3% | $96,754-22.7% | $154,746-51.6% |
| Participation rate | 66.7% | 75.1%-8.4pp | 70.3%-3.6pp | 80.7%-14.0pp |
| Annual return | 17.94% | 98.39%-80.5pp | 82.04%-64.1pp | 172.34%-154.4pp |
| Employer contribution / active EE | $2,472 | $3,018-18.1% | $2,679-7.8% | $4,379-43.6% |
| Participant deferral / active EE | $5,666 | $5,323+6.5% | $4,758+19.1% | $6,730-15.8% |
| Admin fee / account holder | $921 | $10,200-91.0% | $8,905-89.7% | $14,365-93.6% |