Filed December 2, 2025 (most recent of 3 filings on file)
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,569 | $165,381+21.9% | $149,730+34.6% | $158,966+26.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 20.47% | 348.29%-327.8pp | 276.70%-256.2pp | 302.95%-282.5pp |
| Employer contribution / active EE | $8,858 | $5,104+73.5% | $4,645+90.7% | $4,762+86.0% |
| Participant deferral / active EE | $11,937 | $7,182+66.2% | $6,843+74.4% | $5,983+99.5% |
| Admin fee / account holder | $1,030 | $10,809-90.5% | $9,310-88.9% | $11,250-90.8% |