Filed December 2, 2025 (most recent of 3 filings on file)
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,171 | $157,296-0.1% | $141,191+11.3% | $152,897+2.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 21.20% | 64.34%-43.1pp | 71.41%-50.2pp | 345.43%-324.2pp |
| Employer contribution / active EE | $8,995 | $5,262+70.9% | $4,736+89.9% | $4,764+88.8% |
| Participant deferral / active EE | $10,072 | $7,111+41.6% | $6,710+50.1% | $5,851+72.1% |
| Admin fee / account holder | $907 | $12,125-92.5% | $10,264-91.2% | $11,599-92.2% |